Issued in 2017, the Telcoin (TEL) token serves as the native asset for the Telcoin Platform and the gas token for the Telcoin Network, with governance now handled by the Telcoin Association.

Operating as a multinational fintech across 171 countries, Telcoin combines digital banking, telecommunications, and blockchain technology to provide mobile users globally with financial services that are instant, borderless, and affordable.

In November 2025, Telcoin received final approval to become the first entity granted a Digital Asset Depository Institution charter under the Nebraska Financial Innovation Act. This state-chartered status allows Telcoin Digital Asset Bank to issue eUSD, described as the first on-chain stablecoin issued by a bank, accept deposits, and link users to DeFi within a regulated environment.

Through its Telcoin Wallet app, users can hold Digital Cash stablecoins, exchange dozens of tokens on Polygon, and transfer remittances to mobile money platforms around the world.

The Swiss non-profit Telcoin Association, based in Lugano, oversees the TEL token and the Telcoin Platform while guiding the development of the Telcoin Network. This EVM-compatible public blockchain is secured by a consortium of GSMA mobile network operators. Telcoin was the first blockchain organization to join GSMA in 2018, and the Association continues collaborating with MNOs and other stakeholders to broaden access to secure, low-cost financial services.

Founder and CEO Paul Neuner leads Telcoin alongside a global management team possessing extensive background in banking, telecommunications, and blockchain.