Xeffy operates as a platform for managing vaults and handling real-world assets (RWA). It merges institutional-level vault strategies with specific on-chain RWA infrastructure to create a complete asset management system and RWA ecosystem.

The suite of products rests on four main components: Vault (offering institutional-grade yield), RWA (featuring tokenized real-world assets), Payment, and a Stablecoin. These elements are gradually being integrated into a single Xeffy App, described as a SuperApp that contains these decentralized applications. A share of the actual revenue from each product is directed toward buying back and burning XEF, meaning that activity within the ecosystem systematically lowers the XEF supply over time.